About

Helping Businesses Lower Costs — at No Cost to Them

At Refuge Payments, we make payment processing simple, transparent, and affordable. Founded in faith and based in the Florida Panhandle, our team brings over 20 years of experience helping businesses lower costs — at no cost to them.

Refuge Payment is an independent  payments consultancy and brokerage firm with twenty years of experience. We help merchants and platforms design smarter payment flows, simplify operations, and secure clear, cost-effective pricing. Through the right partners and the right data, we make every transaction work harder for your business.

Helping Businesses Lower Costs. At No Cost to Them

At Refuge Payments, we make payment processing simple, transparent, and affordable. Founded in faith and based in the Florida Panhandle, our team brings over 20 years of experience helping businesses lower costs, at no cost to them.

Refuge Payment is an independent  payments consultancy and brokerage firm with twenty years of experience. We help merchants and platforms design smarter payment flows, simplify operations, and secure clear, cost-effective pricing. Through the right partners and the right data, we make every transaction work harder for your business.

How It Works

Discovery

Share goals, payment flows, and a recent statement. 

Comparison

We produce a line by line model that shows current cost beside an optimized plan.

Integration

We connect the right technology, processor and configure data pass through for more complex transactions.

Go Live and Improve

We monitor approvals, fees, and disputes to fine tune data, pricing and risk over time. We will meet with you quarterly to go over results and make changes where needed.

Our Mission

Built on a foundation of faith, our mission is to serve businesses with honesty, clarity, and care. We aim to simplify payment processing, reduce unnecessary costs, and build lasting relationships grounded in trust and transparency.