Trusted, Transparent, Scalable Payments

Interchange expertise. Level 2 and Level 3 Optimization. Visa CEDP alignment. Bank Grade security. Real people who pick up the phone.

Who We Are

Helping businesses lower costs, at no cost to them.

Founded in faith, and located in the heart of the Florida panhandle. Our team has over 20 years of experience in the payment processing industry. Let our expertise work for you and your business goals. At Refuge Payments, we believe businesses deserve to know where their money is going. We offer transparent, straight forward pricing, so there is no confusion on what your fees are! 

What We Offer

Global Acquiring

Accept payments from customers worldwide with secure, reliable processing that supports multiple currencies and international transactions.

Real-Time Payments

Experience faster transactions and improved cash flow with instant payment capabilities that keep your business moving forward.

Seamless Integrations

Easily connect Refuge Payments with your existing POS systems, eCommerce platforms, or accounting tools for smooth, automated operations.

Free Consultations

Not sure where to start? Our experts will review your current setup and show you how Refuge Payments can help lower your costs, at no cost to you.

Partner With Us

Grow With Us. Partner With Refuge Payments

At Refuge Payments, we believe great partnerships create greater opportunities. Our partner program is built on trust, transparency, and shared success, helping you provide top-tier payment processing solutions while earning more for your business.

Whether you’re a merchant services provider, software developer, or business consultant, partnering with Refuge Payments gives you access to cutting-edge technology, competitive pricing models, and hands-on support from a team with over 20 years of experience in the payments industry.

Ready to Simplify Your Payment Processing?

Let Refuge Payments help you lower costs, streamline transactions, and bring transparency to your business. All at no cost to you.